Member-Owned · Carlisle, UK · Est. 2004

Banking Rooted in Your Community

Tamarack Credit Union puts people before profits. Competitive rates, local decisions, and genuine care for every member — from your first account to retirement and beyond.

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Products & Services

Everything You Need to Thrive Financially

From everyday current accounts to long-term investments — all under one roof in Carlisle.

Carlisle community
Why Tamarack

A Credit Union Runs Different

As a member-owned cooperative, every pound of profit comes back to you — lower loan rates, higher savings yields, and fewer fees. We don't answer to shareholders. We answer to you.

Profits returned to members

Through annual dividends and enhanced product rates

Local loan decisions

Approved by people who live and work in Carlisle

FSCS protected up to £85,000

Your savings are backed by the UK government scheme

FCA & PRA regulated

Authorised and regulated for your peace of mind

Become a Member
2-Yr Fixed Mortgage4.89% APR
|
5-Yr Fixed Mortgage4.64% APR
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Personal Loan6.9% APR
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Car Loan6.4% APR
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Cash ISA4.50% AER
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1-Yr Fixed Rate Bond5.10% AER
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Savings Account3.85% AER
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2-Yr Fixed Mortgage4.89% APR
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5-Yr Fixed Mortgage4.64% APR
|
Member Stories

Real Members, Real Results

Join over 40,000 members who trust Tamarack across Cumbria & the North West.

★★★★★

"Tamarack approved my mortgage in record time. The rate was far better than the high-street banks and the local team actually knew my area."

SR
Sarah R.
Member since 2016 · Carlisle
★★★★★

"Moved my business banking here two years ago. The SME loan process was straightforward and their team genuinely understood what I needed."

DM
David M.
Member since 2019 · Penrith
★★★★★

"The Stocks & Shares ISA has grown 18% in 18 months. The wealth management team gave me a proper plan, not just generic advice."

AT
Amira T.
Member since 2021 · Kendal

Ready to Switch?

Opening a Tamarack account takes under 10 minutes online or visit us in Carlisle.

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